Bonus-led momentum
The 10-year option offers a 20% premium bonus without a rider fee, giving agents a clear opening for appropriate rollover and repositioning conversations.
Introducing Trailhead FIA Plus
A stronger trail to new client conversations.
A fixed indexed annuity with compelling bonus potential, flexible index choices and an unusually broad issue-age range - paired with economics designed to get an agent's attention.
Built for productive conversations
Give clients a path they can understand.
Trailhead FIA Plus helps position protected accumulation without giving up the opportunity for index-linked interest. That creates a practical story for clients who want growth potential, principal protection from market loss and choices for how interest may be credited.
Multiple crediting routes
Choose from fixed, cap and participation-rate strategies tied to recognized and specialty indices, with one- and two-year strategy terms.
Flexibility beyond accumulation
After the first contract year, multiple free withdrawals totaling up to 10% of contract value can help clients navigate changing needs.
Trailhead FIA Plus at a glance
Three durations. One flexible foundation.
Select a 5-, 7- or 10-year surrender-charge period and tailor the crediting approach to each suitable client's goals and time horizon.
5-, 7- and 10-year FIAsDuration choices for different planning horizons.
$20,000 minimumHigh band begins at $100,000; stated maximum is $1,000,000, with approval possible above it.
1- and 2-year strategiesIndex crediting selections share a common strategy-term length.
10% free withdrawalsAvailable after the first contract year, subject to contract provisions.
Broad funding optionsNon-qualified, IRA, Roth IRA, 401(k) and SEP IRA.
Available in 45 states + D.C.See the current product specification sheet for the full availability list.
+ 50 bps
Marketing support for your first six months of business.
Eligible production may receive an additional 50 basis points in marketing dollars for six months - support you can put toward building awareness and creating more client conversations. Terms, qualification requirements and availability apply.
Why partner with Brokers Edge
Your next case should not feel like an uphill climb.
From first illustration through issue, an experienced team can help you understand the product, position it appropriately and keep the case moving.
Get appointed
Request current compensation, state availability and carrier contracting requirements.
Build the case
Match duration, bonus and crediting strategies to the client's objectives and suitability profile.
Submit with confidence
Lean on Brokers Edge for case design and application support from trailhead to finish.
Quick answers
What agents are asking.
Is the 20% bonus available on every duration?
No. The current rate sheet shows a no-fee premium bonus of 10% on the 5-year FIA, 13% on the 7-year FIA and 20% on the 10-year FIA. Enhanced bonus options with an annual fee are also shown; consult current approved materials before presenting values.
How old can an applicant be?
The specification sheet lists issue ages through age 89 and 364 days, subject to state availability, suitability and carrier requirements.
Does the contract invest directly in an index?
No. A fixed indexed annuity does not directly invest in an external index. Index performance is used as part of the formula for calculating interest credits, subject to caps, participation rates and other contract terms.
Are rates and compensation guaranteed?
Rates, caps, participation rates, bonuses, compensation and marketing programs can change. Confirm current approved rates, product availability, compensation schedules and program terms with Brokers Edge before soliciting business.
Choose your next trail
Put Trailhead FIA Plus on your product shelf.
Connect with the Brokers Edge team for current contracting requirements, approved materials, illustration support and complete compensation details.